It frustrates us to see circa €161 billion of cash from Irish households sitting in very low yielding accounts of banks, credit unions and State Savings while there are so many more highly productive uses for it.
We believe we have a valuable role to play in enabling a portion of these low-yielding funds to be re-directed into much more valuable uses that will create benefits for our lenders, our investors, Ireland and the small and medium-sized enterprises (SMEs) and entrepreneurs that we invest in and support.

Change isn’t easy. We understand how comforting it can be for savers to leave their cash in low-yielding accounts. However, it’s not a wise long-term strategy – the value of these savings decreases every day with inflation.
We are looking to attract those savers who are frustrated with the status quo and are looking for something better: to earn attractive returns on their savings while supporting something very valuable.
By setting our interest rates at attractive levels, we’re providing savers with strong incentives to experience what we have to offer. An opportunity to be part of a positive change.

Mashup Ireland invests in and supports Irish SMEs and Irish entrepreneurs, including profitable property and renewables projects. Examples include:
1. Kollect.ie: in Sep 24 we supported Kollect’s acquisition of the Pink Recycling Group for €4.8m. This expansion will double the size of Kollect’s business from €7.5m sales in 2023 to more than €15m in 2025.
2. Mashup Venture Park: as part of our portfolio, we own a 78-acre property in Ireland which has been independently valued at EUR 10.4m. Funds raised will help accelerate the growth in the value of this property. The property has planning permission for a recycling facility of 25,000 tonnes per annum and planning permission for a 4MW solar farm on 19-acres of its land. In addition, the property also has planning permission for a 40MW battery farm, a 38kv electrical substation, 7.5-acres of industrial warehousing, a 2- acre truck park and two large man-made lagoons of approximately 0.5 acres each. More info here: mashupvp.com

Absolutely. Please feel free to reach out to us at investors@mashupireland.com if you have any questions or would like any additional information. In addition to accepting loans from individuals, we are also very happy to accept loans from ARFs, PRSAs and Irish companies.

If you believe that there is a possibility that you will need your funds back within the 3, 5 or 10 year loan term, you should not consider advancing a loan to Mashup Ireland. We understand that unexpected things happen in life. If you find that you unexpectedly need your loan repaid within the loan term, we will assist you to find a buyer for your loan.Please apply to investors@mashupireland.com if you would like us to do this.

Of course: please click here to download a draft of our standard loan agreement.

The current annual cost of Mashup Ireland’s loans is €18k per annum (€300k x 6%). This is less than 0.19% of the current value of Mashup Ireland’s investment portfolio of €9.3m. We will continue to update this section as the above figures change but the cost of the loan interest will remain very affordable to Mashup Ireland, relative to the value of its investment portfolio.

Low to medium risk:
• Higher risk than lending to the Irish Government, Irish banks and Irish Credit Unions. • Lower risk than advancing loans to individual Irish SMEs.
The reasons why lending to Mashup Ireland is low to medium risk are because:
1. Mashup Ireland has a very low amount of loans (€300k) compared to the value of its investments (€9.3m). It’s “loan to value” or LTV is therefore only 3.3% (i.e. very low).
2. As a Nasdaq-listed company, Mashup Ireland can increase its financial resources by raising new equity (which protects lenders to Mashup Ireland).
3. Approximately 82% of Mashup Ireland’s investment portfolio consists of Irish property assets.